You pretty well echo my thoughts on the matter. This must be at the front of most writers’ and artists’ minds right now. I have just started experimenting with Canva’s AI and I am pretty impressed. It isn’t perfect but it offers a great basis to work with if you are maybe suffering a little writer’s block, or need an image that is impossible to find.
I would refrain from using the result of it’s writing as a final product … I make changes so it retains my voice and style, but I see it as a helpful tool. We may not be comfortable with new technology and the ethics of it, but we can’t ignore it.